A plan is only as current as the last time you had the courage to look at it.
Hi, Pri here,
There’s a question I find people avoid more than almost any other…
Not because they don’t care. But because the honest answer might ask something of them.
The question is simple: Am I still on track?
Here’s what makes it tricky. When we set a retirement plan, the mind quietly files it away as “done.” We anchor to the version of our life that existed the day we made the plan — and then we stop updating it.
But your life hasn’t stood still.
Your income may have shifted. Your expenses have almost certainly changed. The markets have moved. And perhaps most importantly… the future you’re planning for may not be the same future you wanted a few years ago.
A retirement plan isn’t a monument. It’s a living thing — and like anything alive, it drifts out of alignment when no one is watching.
That’s the quiet risk of “set it and forget it.” Not that the plan was wrong, but that it slowly stopped matching the person it was built for.
So at this midpoint of the year, I gently invite you to ask:
“If I built my plan around the life I’m living today — not the one I imagined years ago — would it still look the same?”
Being “on track” was never about a fixed line.
It’s about staying aligned with the future you’re actually walking toward.
With intention, Pri ✨
